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MEDICARE SUPPLEMENT HEALTH INSURANCE

Senior SmartChoice: Medicare Supplement for a Healthier Lifestyle

For California Seniors 65+ enrolled in parts A and B of Medicare

Anthem Blue Cross has a new plan that can cut your medical expenses in half. Healthy seniors looking for affordable health care can choose from one of our new Medicare Supplement high deductible F plans: SmartChoicesm, SmartChoice Preferred and SmartChoice PLUS. Apply today and start saving an average of 50% off monthly premiums.

California Blue Cross happily offers more affordable choices for supplementing your Medicare coverage.

SmartChoicesm

A low plan premium, high deductible F plan. SmartChoicesm accompanies our most popular Medicare supplement plan, the Senior Classic F plan. It’s simple. You receive comprehensive medical coverage after you’ve met the annual deductible. Additionally, SmartChoicesm gives you the freedom to use the doctor of your choice, including over 40,000 Blue Cross Prudent Buyer® physicians and specialists.

Once Medicare has paid its portion and you’ve paid the annual deductible, SmartChoicesm then provides coverage for the following:

  • Part A Deductible(This begins when you first enter a hospital or skilled nursing facility. It ends when you have been discharged, and not readmitted to a hospital or other facility for at least 60 consecutive days.)
  • Part B Deductible(When using a Participating Provider, this helps pay for medically necessary physician services and many other medical services and supplies not covered by Part A.)
  • Hospital Coinsurance
  • 365 Additional Hospital Days (After Medicare benefits end)
  • 3 Pints of Unreplaced Blood
  • Part B Coinsurance
  • Part B Excess Charges
  • Skilled Nursing Facility Coinsurance (First 100 days)
  • Foreign Travel Emergency Coverage (Separate $250 deductible applies)

SmartChoice Preferred

Includes all SmartChoicesm plan benefits plus the following (not subject to the annual plan deductible):

  • Copay for physician office visits when using a Blue Cross Prudent Buyer®  Physician
  • Vision Service Plan (Provides vision care including prescription eyeglass lenses and frames)
  • Copay for Chiropractic services for Medicare-approved manual manipulation of the spine to correct subluxation
  • Medicare Part B Deductible coverage when using a Blue Cross Prudent Buyer®  Physician

SmartChoice PLUS

Combines SmartChoicesm benefits with additional coverage for home health care, home support services and nursing facility care. This plan is available to qualified applicants between ages 65 and 75 who are already enrolled in both Parts A and B of Medicare.

We’re Here to Assist You

So you’ve looked at the SmartChoicesm plans and decided that you’d like to see how it fits into your budget. Use our online quote tool to determine what your low monthly premium will be. We know you won’t be disappointed when you see how affordable Anthem Blue Cross Medicare supplements are.

Please call us toll free at 1-800-566-3331, if you have any additional questions about our new SmartChoicesm plans or how to enroll. We’re always happy to help.

 

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